Min's Home Talk

Short Sale Vs. Foreclosure-Part1
Article Written by: Mick Bernard a Certified Credit Restoration Expert and President of Credit Strategies, a credit consulting firm based in Scottsdale, Arizona. Credit Strategies works with Mortgage Companies, Realtors and Bankers to help their borrower with less than perfect credit increase their credit scores so they can qualify for the best possible financing. Short Sale [...]

Southeast Valley Market Trend 11/04/2008
MLS Inventory of 11/04/2008, Total inventory 9,732, Sold: 976, Pending:1,215, Expired: 619, Cancelled: 890, Month on Hand 10 month ? Normal market month on hand is 3-4 month on hand.

Southeast Valley Market Trend 10/6/2008
MLS Inventory of 10/6/2008, Total inventory 9,567, Sold: 1,299, Pending:1,325, Expired: 661, Cancelled: 823, Month on Hand 7.4 month ? Normal market month on hand is 3-4 month on hand.

Mortgage News
TODAY?S RATES ARE AS FOLLOWS:30 YR FIXED @ 6.125%15 YR FIXED @ 5.75%USDA 100% RURAL PROGRAM @ 6.75% (100% 1 LOAN WITH NO MI)5 YR ARM @ 6.00%30 YR FHA @ 6.5% *These rates are for purchase transactions with impounds and 1% origination and a loan amount greater then $160,001 loan amount   DPA available from the Arizona [...]

Does America Need The Bailout?


Bush Says ?Congress Must Act? On Bail Out Plan.
Unless you been living under a rock, you probably aware what is going on with goverment bailout. This is what Bush Says today morning. I don’t know about you, but I know it is BIG DEAL in our economy. and I am with Bush, WE MUST ACT NOW!. what do you think?

2008 Market Outlook, 9-23-2008
This is what I got today from National Association of Realtor. It is general information but I thought it may help you understand what is going on the general U.S market! Enjoy!

********* PUBLIC NOTICE ***********
PUBLIC NOTICE Chandler, Arizona    What Does The 700 Billion Dollar Bailout Mean To You?   Free Recorded Message 866-314-9114, ext. 31

Real Phoneinx Market
Here is the report on Phoenix real estate market. I gathered stats from August 2005 to August 2008. You will have a better, deeper understanding of current Phoenix market. ENJOY! You just need click below Orange Color Link! the real phoenix market 0808.pdf

How High Tech Is Your Home?
How High Tech Is Your Home? If the latest technology or entertainment options are important in your new home, add the following questions to your buyer?s checklist. 1. Are there enough jacks in every room for cable TV and high-speed Internet hookups? 2. Are there enough telephone extensions or jacks? 3. Is the home prewired for home theater or [...]